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EPISODE 047

Ep 47: How to Originate $50 Million Teaching Agent Classes

Vince Kingston — loan originator at You Go Home Mortgage, Portland, OR, closing $4-5M/month ($50M/year) exclusively through agent CE classes · Mon, 17 Jul 2017
Agent ReferralsClasses & EventsDatabase & Past ClientsPersonal Branding

Vince Kingston details how he built a $50M/year mortgage business without cold calling, door knocking, or manual agent follow-up — using only CE credit classes, a niche in first-time home buyers, and a 25-email automated drip. LOs who hate cold calling but want a systematic, scalable agent referral engine should listen to this episode.

If you teach more CE classes to more agents on one hyper-specific niche, your loan volume scales in direct proportion — no cold calls, no chasing, no manual follow-up required.

Takeaways you can run this week

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The playbook

  1. 1. Choose a hyper-specific niche (e.g., first-time home buyers or renovation financing) where fewer than 10 competing lenders in your market are certified or active.
  2. 2. Identify 3-4 geographic sub-markets. Build a segmented realtor email list for each sub-market.
  3. 3. Secure a title company partner to certify the class for CE credits and co-promote to their agent list.
  4. 4. List the class on Eventbrite with a consistent recurring schedule. Rotate through your geographic segments so the same agents aren't invited back-to-back.
  5. 5. Promote each class to the corresponding geographic segment of your realtor list via email, and run targeted Facebook branding ads to realtors in that zip code for ~$80/month.
  6. 6. Teach the class. Focus every talking point on proving you are THE expert for that one borrower type — use program details, guideline nuances, and case studies.
  7. 7. After the class, load all attendees into a 25-email niche-specific drip in Constant Contact. Emails are text-only with a simple CTA ('Call me to plan your next first-time home buyer closing'). Set to recycle after email 25.
  8. 8. Scale by adding classes: Vince went from 1/quarter → 1/month → 2/month → 4/month → 6-9/month. Each doubling of classes produced ~40% more volume.
  9. 9. At defined volume milestones (~$1.5M/month), hire a dedicated team member for a single function (pre-approvals only, or closings only) to free yourself for more classes.

Worth quoting

“I tell the homeless guy on the street: I serve first-time home buyers better than any other lender in the city.”
“My business plan the last three years, January 1st: double your classes. Volume went up 40 percent, three years in a row.”

Best for

LOs who are stuck cold calling agents and want a repeatable, no-chase system that positions them as a specialist and generates referrals at scale.

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